Team
Leadership
The people behind our strategy, governance and day-to-day operations.
GM Shahid
CEO
A career banker with nearly five decades of experience, starting as an Officer at MCB in December 1974 and rising to managerial level within three years. He went on to serve in almost 20 branches in managerial capacity — including major Karachi branches such as Korangi No. 6, Sher Shah, Pakistan Quarters, Pakistan Chowk, North Napier, Abdullah Haroon Road and Shahra-e-Faisal — eventually reaching the rank of SVP/GM.
From July 2002 to May 2008, he served as Regional Manager across five major regions — Hyderabad (28 branches across remote Sindh), Karachi North (including the Stock Exchange Branch), Karachi Main, Karachi Central and Karachi East — formulating regional strategy, driving revenue generation and cost control, supervising sales, risk, compliance and training, and sanctioning credit lines up to Rs. 120M (fund-based) and Rs. 50M (non-fund-based).
From June 2008 to August 2012, he served as General Manager/SVP managing 100+ branches across the Multan and Bahawalpur areas. He later served as Group Chief Executive Officer of OMNI Academy (MHSJ Consulting Group) for three years, reporting to the Chairman, until 2020, and as a Director on the Board of the First Islamic Microfinance Institution, Ghana. His achievements include building strong cross-functional client relationships, differentiating service and product capabilities in the market, and consistently increasing revenue while maintaining portfolio credit quality.
Muhammad Zahoor
Secretary-CFO
An accomplished financial executive with over 30 years of experience in regulatory compliance and strategic financial management across various sectors. He is proficient in navigating complex regulatory landscapes, including adherence to SECP guidelines and other governmental regulations, and is an expert in designing and implementing robust compliance frameworks that ensure both statutory compliance and operational excellence. He is skilled at liaising with regulatory authorities to safeguard corporate interests and promote transparency and integrity in financial practices, with core competencies in strategic financial management, leadership and team building, regulatory compliance, capital raising and cost saving, market insights, financial analysis and reporting, strategic oversight, corporate governance, budget management, risk and investment management, stakeholder and public relations, and negotiations.
Mufti Syed Zahid Siraj
Shariah Advisor
A Shariah scholar with a remarkable career delivering highly professional and rewarding Shariah services, exercising proven skills in Internal Shariah Audit, Shariah Advising and Shariah Compliance within financial institutions. His areas of expertise include Islamic Banking, Takaful, Shariah Training, IFTA (issuing Shariah rulings/pronouncements), and he has also served as a Visiting Professor, Imam and Khateeb, alongside international visits, TV programs, conferences and seminars.
Professional Profile: Certified Shariah Advisor and Auditor (CSAA) — AAOIFI, Bahrain; Registered Shariah Advisor as per the Shariah Governance Regulations, 2023 issued by SECP; Member, Board of Studies, Islamic Learning Department, University of Karachi; Chairman, ASAS Shariah Advisory Services Private Limited; Shariah Consultant, Khitaam Halal International Private Limited.
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Team
Meet the Experts Behind Islamic Finance Product Success
Mr. Saqib Ahmed Ansari (Chairman)
Mr. Saqib Ahmed Ansari is a globally recognized philanthropist and business man engaged in modern architectural construction and development business. He is a Director in a number of allied firms. His association in these companies is a decade long. Besides play active role in some social organization for the uplift of underprivileged people. Mr. Saqib Ahmed Ansari is also engaged in construction of multi storied buildings, high rise plaza, town planning, infrastructure development, estate planning and project completion along with a group of builders.
Mr. G. M. Shahid (CEO)
I have been a part of the OMNI Academy (MHSJ Consulting Group) as the Group Chief Executive Officer (CEO) for three years, reporting to the Chairman until 2020.
Served as a Director on the Board of First Islamic Microfinance Institution, Ghana.
From June 2008 to August 2012
Served as General Manager / SVP, managing more than 100 branches across the Multan and Bahawalpur Areas.
From July 2002 to May 2008
Elevated to Regional Manager, reporting to the Circle Office. Managed five major regions including Hyderabad (covering 28 branches across Sindh), Karachi North (including Stock Exchange Branch), Karachi Main, Karachi Central, and Karachi East.
Responsibilities
- Formulate, manage, and coordinate regional strategies to maximize new business opportunities, cross-selling, and deepen existing customer relationships.
- Develop strategies for revenue generation and cost control to ensure profitable branch growth.
- Implement service strategies to maintain high-quality standards while ensuring effective risk management.
- Continuously coordinate with Branch Managers to retain key and priority customer relationships.
- Supervise Sales Management, Commercial Asset Management, Customer Service & Branding, Operations, Risk, Compliance, People Management, and Training.
- Sanction Fund-Based and Non-Fund-Based credit facilities up to Rs.120 million and Rs.50 million respectively.
Achievements
- Built strong relationships with support departments, contributing to superior client service.
- Enhanced field staff knowledge of products and services, increasing market penetration.
- Developed collaborative relationships across departments to improve client access.
- Created high-value business opportunities with different business lines.
- Organized and delivered client marketing programs supporting transaction origination.
- Led cross-selling initiatives that significantly increased portfolio revenue.
Employment History (December 1974 – July 2002)
Started a banking career in December 1974 as an Officer at MCB. Promoted to managerial level within three years. Managed nearly 20 branches, including major Karachi branches such as Korangi No.6, Sher Shah, Pakistan Quarters, Pakistan Chowk, North Napier, Abdullah Haroon Road, and Shahrah-e-Faisal. Progressively promoted to the rank of SVP / General Manager.
Responsibilities
- Develop in-depth knowledge of daily branch operations.
- Gain experience through frontline operational rotations.
- Assist executives and management teams across different functions.
- Develop a comprehensive understanding of banking products and customer needs.
- Prepare marketing programs for customer portfolios.
- Achieve business targets in a competitive environment.
- Ensure compliance with banking laws, regulations, and legal frameworks.
- Review legal documentation to ensure alignment with approved credit facilities.
- Train and develop employees for higher responsibilities.
Achievements
- Developed strong expertise in banking laws, prudential regulations, and sales management.
- Increased revenue while maximizing returns on risk assets and maintaining high portfolio quality.
- Successfully maximized value creation and long-term profitability of customer portfolios.
Mr. Mufti Zahid Siraj (Shariah Advisor)
A highly accomplished Shari’ah professional with a distinguished career in delivering comprehensive Shari’ah advisory, compliance, and audit services. Extensive experience in establishing and strengthening Internal Shari’ah Audit, Shari’ah Advisory, and Shari’ah Compliance functions within financial institutions. Possesses deep expertise in Islamic Banking, Takaful, Shari’ah Governance, Shari’ah Training, International Engagements, IFTA (Issuing Shari’ah Rulings), as well as serving as an Al-Imam, Khateeb, conference speaker, television presenter, and visiting professor.
Professional Profile
- Certified Shari’ah Advisor and Auditor (CSAA) – AAOIFI, Bahrain.
- Registered Shari’ah Advisor under the Shari’ah Governance Regulations 2023 issued by the Securities and Exchange Commission of Pakistan (SECP).
- Member, Board of Studies – Islamic Learning Department, University of Karachi.
- Chairman, ASAS Shariah Advisory Services (Private) Limited.
- Shari’ah Consultant, Khitaam Halal International (Private) Limited.
Mrs. Anum Saqib (Director)
A dynamic business entrepreneur with a strong vision for developing and implementing effective financial and business strategies. Possesses extensive experience in driving organizational growth through strategic planning, operational excellence, and continuous business transformation. Committed to strengthening organizational structures while identifying real-time opportunities for sustainable growth and long-term success.
Brings executive-level leadership experience across diverse industries, including Real Estate, Infrastructure Development, Technology & Design, and Business Entrepreneurship. Demonstrates a proven ability to lead organizations, manage business operations, and foster innovation while delivering sustainable value to stakeholders.
Ms. Fazila Noreen (Director)
She has expertise in dealing finance, corporate social responsibility and marketing sector of the company with exemplary leadership, hard work, enhanced work performance and professionalism.
Mr. Furqan Ul Karim (Independent Director)
Furqan Ul Karim is a seasoned technology executive with over 20 years of experience in Software Development and Information Technology. Recognized as a strategic senior technical and people leader, he combines strong business acumen with extensive hands-on expertise in software development, enterprise architecture, system integration, cloud-native development, DevSecOps, and Agile transformation. Throughout his career, he has worked with leading multinational organizations across multiple continents, helping businesses modernize technology, optimize operations, and drive cultural transformation to achieve operational excellence.
Currently serving as the Head of Integration at Jaguar Land Rover Limited, he leads an innovative and business-critical product portfolio valued at approximately £15 million. Within a short period, he successfully established a strategic framework for collaboration with technology partners, enabling Jaguar Land Rover to strengthen its engineering capabilities through high-quality technology talent.
In his current leadership role, he continues to leverage more than two decades of industry experience to lead complex digital transformation initiatives, manage enterprise-scale technology programs, and deliver mission-critical business solutions that support innovation, operational excellence, and long-term organizational growth.
Mr. Muhammad Moin (Independent Director)
- Proven track record in managing a wide range of audit operations, establishing audit functions, developing strategic initiatives, and conducting financial analysis with extensive experience in Big Four audit firms in the UAE.
- Successfully managed a portfolio of more than 60 clients, generating annual revenue of approximately USD 1.3 million, while achieving fee growth, new business acquisition, and additional billings of over USD 500,000 within a year.
- Well-versed in managing audit operations with strong expertise in applying International Standards on Auditing (ISA), International Financial Reporting Standards (IFRS), and Generally Accepted Accounting Principles (GAAP).
- Experienced audit professional with extensive practical exposure and in-depth knowledge of audit procedures, methodologies, and end-to-end audit techniques.
- Excellent communicator with the ability to build relationships across all organizational levels while effectively coordinating with senior management, teams, and clients.
Mr. Muhammad Moin (Independent Director)
Mr. Saqib Ahmed Ansari
Chairman
Mr. G. M. Shahid
CEO
Mr. Mufti Zahid Siraj
Shariah Advisor
Mrs. Anum Saqib
Director
Ms. Fazila Noreen
Director
Mr. Furqan Ul Karim
Independent Director
Mr. Muhammad Moin
Independent Director
Muhammad Zahoor
Chief Financial Officer – Secretary
Faq
Frequently Asked Questions?
Find answers to common questions about our Islamic microfinance products and services
User Complaint Cell
We provide a comprehensive suite of Islamic microfinance services including Ijarah, Murabahah, Musharakah, Salam, and Modarabah financing, along with Islamic Finance Product advisory and wealth management solutions. Our experienced team works closely with you to develop a customized strategy that meets your unique financial goals.
Our investment philosophy is centered on diversification, risk management, and long-term growth. We conduct extensive research to identify high-quality, Shariah-compliant investment opportunities that align with each client’s risk tolerance and objectives. We actively monitor and rebalance portfolios to ensure they remain on track under Islamic principles.
Islamic microfinance is a Shariah-compliant approach to providing financial services, based on principles that prohibit interest (riba) and promote risk-sharing, transparency, and ethical investment. Instead of conventional loans, we use modes of financing such as Ijarah (leasing), Murabahah (cost-plus sale), and Musharakah (partnership) to support our clients.
Our microfinance products are designed for individuals and small business owners seeking Shariah-compliant financing solutions to grow their business, manage assets, or achieve their financial goals. Each application is reviewed individually based on the client’s needs and circumstances.
Processing times vary based on the type and complexity of the financing requested. Our team works efficiently to review applications and keep clients informed at every stage, ensuring a smooth and transparent process from start to finish.
Getting started is simple. Reach out to our team via phone, email, or the contact form on our website. We’ll schedule a consultation to understand your financial goals and recommend the most suitable Shariah-compliant solutions for you.