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First Islamic Microfinance Company Limited

+92-51-848-5126
info@fimcl.com
Karachi, Pakistan
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FIMCL
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+92-51-848-5126
info@fimcl.com

About

Who FIMCL Are

First Islamic Microfinance Company Limited

First Islamic Microfinance Company Limited (FIMCL) provides Shariah-compliant financial solutions to help individuals and businesses achieve their goals through a comprehensive, client-focused approach to Islamic wealth management.

"We believe in delivering the quality microfinance services to our valuable users so they upgrade their lives and contribute to the economic structure of Pakistan. We honor our people attached with our prestigious organization with ultimate client satisfaction."

– CEO FIMCL Mr. G. M Shahid

More About Us
Our Story

Our Story, Vision and Mission

Transforming Financial Experience with Innovation — we are committed to excellence in every aspect of our operations, leveraging Shariah-compliant principles and a client-centric approach to redefine the Islamic microfinance experience.

🌱

Vision

Our journey began with a vision to make ethical, Shariah-compliant financing accessible to everyone, empowering individuals and businesses with seamless and transparent financial solutions.

🎯

Mission

To empower individuals and businesses to achieve their financial goals through Shariah-compliant financing, expert guidance, and innovative solutions — built on integrity, transparency, and trust.

WHY CHOOSE FIRST ISLAMIC MICROFINANCE COMPANY LIMITED

Delivering Long-Term Value Through
Islamic Finance Product

First Islamic Microfinance Company Limited (FIMCL) provides Shariah-compliant financial solutions to help individuals and businesses achieve their goals through a comprehensive, client-focused approach to Islamic wealth management.

FIMCL — Financing Overview
Updated July 2026
Shariah Compliant ✓
Total Portfolio Value
PKR 46.5L +15%
MurabahahPKR 12.4L
IjarahPKR 8.2L
MusharakahPKR 5.8L
ModarabahPKR 4.1L
Active Financing
MR
Murabahah Trade Finance
12.4L +12%
IJ
Ijarah Asset Leasing
8.2L +8%
MS
Musharakah Partnership
5.8L -3%
MD
Modarabah Profit Sharing
4.1L +10%
Portfolio Split
46.5L
  • Murabahah 43%
  • Ijarah 30%
  • Musharakah 20%
  • Modarabah 7%

128

Active Clients

100%

Shariah Compliant

+15%

Portfolio Growth

5+

Years Experience

Client Trust & Satisfaction 96%

Strategic Islamic Finance Product

We design Shariah-compliant investment strategies tailored to each client's unique goals, ensuring every decision aligns with both financial objectives and Islamic principles.

Transparent Process

We believe in complete transparency with our clients from documentation to financing structure, every step is clear, fair, and free of hidden terms.

Risk Management

Our disciplined approach to risk management protects client assets through careful research, diversification, and continuous portfolio monitoring.

Long-Term Growth

We prioritize sustainable, long-term financial growth over short-term gains, helping clients build lasting value through ethical Islamic Finance Product practices.

Shariah Compliance Section - Redesign
City View

100%

Shariah Compliance Rate

✦ Ethical Financing
✦ Shariah Advisory
✦ Wealth Growth
✦ Client Satisfaction
Board of Directors | Section Redesign v2
Board of Directors

Meet the Experts Behind Islamic Finance

A board bringing decades of experience in Islamic finance, governance and client-focused growth.

Mr. Saqib Ahmed Ansari
Mr. Saqib Ahmed Ansari
Chairman
Mr. G. M. Shahid
Mr. G. M. Shahid
CEO
Mrs. Anum Saqib
Mrs. Anum Saqib
Director
Member Name 4
Ms. Fazila Noreen
Director
Member Name 5
Mr. Furqan Ul Karim
Independent Director
Member Name 6
Mr. Muhammad Moin
Independent Director
FAQ

Frequently Asked Questions?

Find answers to common questions about our Islamic microfinance products and services

We provide a comprehensive suite of Islamic microfinance services including Ijarah, Murabahah, Musharakah, Salam, and Modarabah financing, along with Islamic Finance Product advisory and wealth management solutions. Our experienced team works closely with you to develop a customized strategy that meets your unique financial goals.
Our investment philosophy is centered on diversification, risk management, and long-term growth. We conduct extensive research to identify high-quality, Shariah-compliant investment opportunities that align with each client's risk tolerance and objectives. We actively monitor and rebalance portfolios to ensure they remain on track under Islamic principles.
Islamic microfinance is a Shariah-compliant approach to providing financial services, based on principles that prohibit interest (riba) and promote risk-sharing, transparency, and ethical investment. Instead of conventional loans, we use modes of financing such as Ijarah (leasing), Murabahah (cost-plus sale), and Musharakah (partnership) to support our clients.
Our microfinance products are designed for individuals and small business owners seeking Shariah-compliant financing solutions to grow their business, manage assets, or achieve their financial goals. Each application is reviewed individually based on the client's needs and circumstances.
Processing times vary based on the type and complexity of the financing requested. Our team works efficiently to review applications and keep clients informed at every stage, ensuring a smooth and transparent process from start to finish.
Getting started is simple. Reach out to our team via phone, email, or the contact form on our website. We'll schedule a consultation to understand your financial goals and recommend the most suitable Shariah-compliant solutions for you.

User Complaint Cell

Raise a concern directly with the regulator or Jama Punji if it isn't resolved to your satisfaction.

SECP Jama Punji

Still have questions?

Talk to our team directly — we'll walk you through the right Shariah-compliant option for your needs.

📞 +92-51-848-5126