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First Islamic Microfinance Company Limited

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Equipment & Solar Finance | Service Detail
Corporate & SME

Equipment & Solar Finance

Term financing to acquire machinery, production equipment or a solar installation — sized to the asset's useful life and your cash flow, so the facility pays for itself as it's put to work.

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Why This Facility

Financing sized to what the asset actually earns back

Three things set this apart from a generic business loan.

Matched to useful life

Tenure is set against how long the machinery or solar system will actually be productive, not a fixed default period.

Machinery and solar, one facility

Production equipment and a solar installation can be financed together when they're part of the same investment plan.

Cash flow stays intact

Spread the cost of the asset over its productive life instead of funding it upfront from working capital.

How It Works

Four steps, start to disbursement

1

Submit asset quotation

Share the vendor quotation or invoice for the machinery, equipment or solar system you plan to acquire.

2

Assessment

The asset's value, expected useful life and your business's cash flow are reviewed together.

3

Facility structuring

Loan amount, tenure and instalments are set to match the asset's productive life and your repayment capacity.

4

Disbursement

Funds are released directly to the vendor or installer once the agreement is signed.

Eligibility

What we look for before extending the facility

  • An operating business with a documented need for the machinery, equipment or solar system being financed.
  • A formal quotation or invoice from the vendor or installer supplying the asset.
  • Basic business financials showing enough cash flow to support the repayment schedule.
Note: The financed asset typically serves as security for the facility. A down payment may be required depending on asset type and value.

Common Questions

Before you apply

Yes, when both are part of the same investment plan they can be combined, though each is typically assessed on its own value and useful life.
Most facilities require a minimum down payment; the exact amount depends on the asset type, value and approved tenure.
The asset generally serves as security for the facility until it's fully repaid; exact ownership terms are set out in the financing agreement.

Ready to invest in new equipment?

Share the vendor quotation — we'll confirm a facility sized to the asset and your cash flow.

Start Your Application

Related

Other services you may need

Vendor Finance Agri-Based Finance Advisory Services
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