Savings & Micro-Takaful
Empower your financial future. Profit-sharing Halal savings paired with Islamic risk protection (Takaful) to shield you and your family against life's uncertainties.
Grow safely, protect ethically
Our Savings products are based on Mudarabah, where your deposits are invested into Shariah-compliant financing portfolios. The profits generated are shared between you and FIMCL, ensuring your wealth grows in a 100% Halal manner.
Coupled with Micro-Takaful, an Islamic alternative to conventional insurance based on mutual cooperation (Ta'awun). Members contribute to a pool system that guarantees support to one another in times of health emergencies, accidents, or loss of life.
Why this matters for you
- Earn Halal returns instead of fixed, forbidden interest
- Peace of mind with Shariah-compliant health and life coverage
- Highly affordable contribution plans for low-income households
- Transparent management of funds under Shariah supervision
Savings & Protection Plans
Secure your family's future with our dual-benefit financial products.
Why save and protect with us?
100% Halal Investments
Your savings are never invested in haram businesses or interest-bearing instruments. Pure ethical growth.
Community Support
By participating in Takaful, you are actively helping other members of the community in their time of need.
Easy Claims Process
We’ve simplified our Takaful claims to ensure you get the financial support you need quickly during emergencies.
Secure your tomorrow, today
Open a Halal savings account and get Takaful coverage for ultimate peace of mind.