Vendor Finance

Working capital extended to vendors and suppliers, secured against a principal's guarantee — keeping supply chains funded without tying up your own balance sheet or disrupting delivery schedules.

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Why This Facility

Keep your supply chain funded, not your balance sheet stretched

Three things set vendor finance apart from a standard business loan.

Guarantee-backed structure

Facility is secured against the principal's guarantee, which keeps approval and terms more straightforward than an unsecured line.

Supply chain kept moving

Vendors get paid on schedule, so production and delivery timelines don't slip while invoices are still outstanding.

Balance sheet stays light

Working capital sits with the facility rather than tying up cash reserves that could otherwise fund growth.

How It Works

Four steps, start to disbursement

Submit vendor details

Share vendor/supplier information along with invoices or purchase orders to be financed.

Guarantee review

The principal's guarantee and underlying trade relationship are verified and assessed.

Facility structuring

Limit, tenure and repayment schedule are set against the guarantee and expected trade cycle.

Disbursement

Funds are released to the vendor directly, on the agreed schedule tied to invoice or delivery milestones.

Eligibility

What we look for before extending the facility

A creditworthy principal willing to provide a documented guarantee for the vendor's facility.
An established trade relationship with supporting invoices, purchase orders or delivery records.
Vendor registration and basic KYC documentation completed prior to disbursement.

Note: The strength of the principal's guarantee is central to approval. Facility size and tenure are set case by case based on the guarantee and trade history.

Common Questions

Before you apply

Typically the buyer or principal entity the vendor supplies to — their guarantee backs the facility extended to the vendor.

Yes, a principal can extend guarantees across several approved vendors, each assessed and limited individually.

Repayment is usually tied to invoice settlement by the principal, on a schedule agreed at the start of the facility.

Ready to fund your vendors?

Share your trade relationship and guarantee details — we'll confirm if vendor finance is the right fit.

Start Your Application